sainsburys personal loan confusion

Benjibo

Hey new here.

I applied for a loan of 5k over 5 years on Tuesday 24th March I received the "approved in principle" message straight away. On Wednesday 25th March I received an email saying please call for a few more details before they can give me a definatley answer. I phoned and the woman went through my details and loam amount and purpose and said we can approve at a slightly higher Apr (no problem with that) she went through repayments etc and said she will order the documents to be sent out first class I sign them and return and they will release funds.
my question is will they do anymore checks or are they all done and I have deffo been approved? Anyone any experience thanks

[Deleted User]

That should be it now.

Benjibo

Thanks. I've never had a loan with a proper lender like sainsburys so wasn't so sure. I'm very skeptical and always think the worst Like there maybe some more checks still needing to be done etc

[Deleted User]

I didn't have any further credit checks show up on my file after the documents were sent out.

Benjibo

[Deleted User] wrote:

I didn't have any further credit checks show up on my file after the documents were sent out.

Was that a sainsburys loan? What about underwrites and everything

McKneff

Sainsburys don't lend people money, they are a front for some other money lender.

Benjibo

McKneff wrote: »

Sainsburys don't lend people money, they are a front for some other money lender.

Oh right so I haven't been approved yet? I'm so confused

[Deleted User]

Benjibo wrote: »

Was that a sainsburys loan? What about underwrites and everything

Yes it was a Sainsbury's loan and I'm just going by the searches that appeared on my credit report. No more searches were made after the paperwork went out.

Benjibo

[Deleted User] wrote:

Yes it was a Sainsbury's loan and I'm just going by the searches that appeared on my credit report. No more searches were made after the paperwork went out.

Brill thanks
how long after u sent it back did it arrive in your bank? I sent mine back today special delivery