Smart-Pig student ad is thankfully deemed 'irresponsible' blog discussion

This is the discussion to link on the back of Martin's blog. Please read the blog first, as this discussion follows it.




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  • MothballsWalletMothballsWallet Forumite
    15.7K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    So, the ASA will publish its findings report on a complaint, but the FCA won't, unless it takes a certain type of action?

    Does this mean the FCA is an Old Pals Network like the BPA and IAS in the private parking world?
    Always ask yourself one question: What would Gibbs do?

    I live in the UK City of Culture 2021
  • edited 26 March 2015 at 7:09AM
    canterswestcanterswest Forumite
    364 Posts
    edited 26 March 2015 at 7:09AM
    Has MSE been required to become a registered credit broker? It traded for years without including APRs in its information about credit offers and it was being paid as it included affiliate links. Did the regulator tell it that it had to be licensed because it started including APRs a few years back, which it would do if it was starting to comply with credit advertising regulations. A search on Internet archives would reveal the date when it started including APRs.

    Martin Lewis says he dislikes action being taken in private so could he say now if he has at any time been ordered to take out a credit license, or have any of the businesses he works for?

    The FCA's register of credit brokers includes Norleynerd which is a name change from moneysavingexpert.com. Using a trading name of Norleynerd which is not a name I have ever seen in credit adverts makes it difficult to link moneysavingexpert to historical information about its regulation.
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