We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Joint Loan Sainsbury's Personal
Hello everyone,
I would like to kindly ask advice about applying for Sainsburys personal loan.
I am looking for £5000 over 3 years.
I tried their soft search tool and it stated that I have 50% chance to get £3000 loan. When I tried £5000 over 3 years it said I cannot get it.
So I am thinking to apply as joint application with my wife. But she already has liabilities for about £3000. She pays about £200 a month. But no late payments or other such problems.
Do you think adding her on my application would increase or decrease my chances of getting a £5000 loan?
Thanks for reading this.
All the best,
Ripun
I would like to kindly ask advice about applying for Sainsburys personal loan.
I am looking for £5000 over 3 years.
I tried their soft search tool and it stated that I have 50% chance to get £3000 loan. When I tried £5000 over 3 years it said I cannot get it.
So I am thinking to apply as joint application with my wife. But she already has liabilities for about £3000. She pays about £200 a month. But no late payments or other such problems.
Do you think adding her on my application would increase or decrease my chances of getting a £5000 loan?
Thanks for reading this.
All the best,
Ripun
0
Comments
-
Impossible to say. All depends on your incomes, credit history and the lending criteria.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.8K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.2K Spending & Discounts
- 246.8K Work, Benefits & Business
- 603.3K Mortgages, Homes & Bills
- 178.2K Life & Family
- 260.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards