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Halifax mortgage
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connman
Posts: 9 Forumite
Agreed a deal in principle a few weeks ago, gathered all the paperwork and submitted a full application. Despite me and my wife having really poor credit scores they made us an offer of 85%. We have now agreed to buy a home and date of entry is 3 weeks away.
My question is are we home and dry? Or is there a chance they could pull the cash away?
My question is are we home and dry? Or is there a chance they could pull the cash away?
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This was done through a broker btw0
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what did your broker say, when you asked him the question?0
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Although very, very unlikely a mortgage offer can be withdrawn tight up to completion.
You should avoid doing anything to change your credit profile between application and completion.
Make sure all payments are kept up to date and you don't make any new applications for credit, nor anything requiring a credit search.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Never asked, get the impression that there's nothing to worry about. How do you know it was a he?0
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kingstreet wrote: »Although very, very unlikely a mortgage offer can be withdrawn tight up to completion.
You should avoid doing anything to change your credit profile between application and completion.
Make sure all payments are kept up to date and you don't make any new applications for credit, nor anything requiring a credit search.
Cheers. Fingers crossed.0 -
"right upto completion."
I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Following this thread with interest!
Have an AIP from Halifax but can't submit full application until end of tax year. Worried my credit score will decline it!0 -
Have an AIP from Halifax but can't submit full application until end of tax year.
Why is this? SA302s?I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
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