Eating the elephant

Seanymph

I suspect, if it's the home I know Pat had, that I too lived in your childhood village - I had a shop for 7.5 years there - I've moved about 6 miles South now, and a bit inland.
I love the pace.

ourcornercottage

Seanymph wrote: »

I suspect, if it's the home I know Pat had, that I too lived in your childhood village - I had a shop for 7.5 years there - I've moved about 6 miles South now, and a bit inland.
I love the pace.

That's really strange! Small world. I sometimes go camping there still now near the golf course. Its fab there.

Do you still have a shop? When did you have shop in shall we call it "pat butcher" land!

Seanymph

My horses were on the farm next to the camp site!

I left there in 2011 - lived there from 2003 to 2011....

ourcornercottage

when I was at school I used to travel with the kids from that farm!

Id long gone my the time that you moved in there, I think it was about 1990 I moved into Norwich but my parents lived there until about 10 years ago.

getmore4less

Spent a few years in Aylsham, school in NW, summer job in Cromer then got out of Norfolk to work.

Seanymph

hah - well then you were local to us too.

The 'kids from the farm' are now the grown ups! But still in the village.

I lived briefly at Marsham next to Aylsham, and went to Cromer Saturday, it's my nearest Iceland.

You are right, v small world.

Seanymph

Phoned the mortgage company this morning, can only assume they have made a mistake:

1. £57,727.29
2. £15,244.01

---

£66,971.30

A massive £3,015.27 off since 11th March. Now I knew they were going to rejigger where they had credited the wrong account and jigger the interest, but that seems a big difference even to me. Mind you, the once a month interest adding thing threw me for a loop before when it suddenly jumped up, so perhaps it will do so again.

On other fronts:

The switch to First Direct was easy. I get £100 paid in 28 days after my first £1,000. Yippee!
I have decided to set up a regular saver with them, at 6% interest.

Because my thinking is all scrambly, I have started questionning whether my focus should be on paying off the mortgage, (thanks Mr edinburgh!) - but as we pay around £220 in interest a month, it seems a lot to be spending for the privilege of having borrowed their money. I don't like giving them extra.

Anyway, cheeky little £63.63 off the mortgage today (barely worth doing anything else with it to be honest) - and I'm still rolling.

Seanymph

Wow I knew I'd been MIA but I didn't realise how much.

It was my birthday - we had a very spendy weekend, and then last week I was away on a course, so that was a bit spendy too.

I have managed to hand in my notice - open the first direct account, cancel my HSBC credit card and move to a tesco one - and get turned down for a TSB Account!

I have no idea why they would do that, and it shook me a bit.

I wanted it to pop smaller sums to, then move it into investments when it was worthwhile, and they said no!

I also haven't opened the regular saver account, it felt one step too far to be honest. But I'm still thinking on it.

The windows for the roof in France are paid for - along with a new shower tray for England.

So, tiny bites.

Seanymph

Just lost a whole long post!

I am struggling, really struggling - can I have a kick please?

The suspect figures on the 24th June were just that - I knew they were too good to be true.

Current figures:
1. 51,754.70
2. 16,250.10

but online gives me a figure of £68,004.80

It just doesn't feel that it's going down at the moment.

I have managed to hand in my notice and have it accepted at my smaller job. And can't muster any enthusiasm for my other two at the moment. I need to buck up.

Went to eldest daughters graduation yesterday, and all out for a super family meal afterwards (V. expensive).

I think it's my impatience getting in the way. I know what I need to achieve - income of £20k annually, and enough capital to set us up (I've probably already got that) but I just feel I've left it too late to sort it out.

Oh, I really am sulky huh. I guess even though I knew the earlier figures were too good to be true I wanted them to be - and I'm still shaken that the TSB wouldn't have my custom. It just makes no sense to me.

ourcornercottage

I'm feeling very similar today, maybe there's something in the air