Mis sold a Halifax loan

PeacefulWaters

andyfromotley wrote: »

Am i the only one who would love to hear a recording of that original conversation between the OP and halifax.

I for one absolutely believe that he was 100% truthful to them about the extent of his debt, his income and most of all his remarkable insight that he couldn't afford the loan.

I'm betting he never mentioned the bolded bit to Halifax.

antrobus

banks4u wrote: »

....Problem was I knew I couldn't afford it but they just sold it, it was my error as we'll but they should not have pushed a new loan. Do I have grounds to complain?

I would respectfully point out that;

- the sale you are complaining about took place in 2008
- you've been aware of the potential complaint since at least December 2011

Your complaint is now therefore statute barred.

https://forums.moneysavingexpert.com/discussion/comment/49751339#Comment_49751339

jimmy*c

All I would say here mate, is that you knew you couldn't afford it, yet you took it on. No grounds to complain there - you signed the paperwork and took the money. Get on with paying these loans off.

chanz4

No I disagree you have a case, what bank do you work for can you under write some high loan for me