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First time remortgaging and feeling lost!

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Sea.Shore
Sea.Shore Posts: 44 Forumite
in Mortgages & endowments
Wondering if anyone is aware of any banks or alike who allow you to remortgage when you initially bought your home with a help to buy scheme?

We bank with nationwide and they wouldn't do it unless we had a substantial lump sum to pay in addition, which we don't.

We initially bought our home using this scheme 2 years ago and our mortgage is currently with Halifax.

Comments

  • kingstreet
    kingstreet Posts: 39,268 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ask Halifax for its product transfer options, or look online.

    Assuming you don't want to remortgage to repay the equity loan and want a straight £ for £ refinance, only Leeds BS has announced an appetite for such business so far.

    No recommendation intended.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • Sea.Shore
    Sea.Shore Posts: 44 Forumite
    Ok thanks!

    Isn't as easy as I thought it might be but will contact Halifax next. Thanks
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