We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Help re Credit File Clean Up
Matts_Mum
Posts: 31 Forumite
I was discharged from Bankruptcy on 11th November 2014, having gone bankrupt on 11 November 2013.
Having checked some of my credit files, I can see that some lenders have my date of account settlement as 11 November 2014; my day of discharge. Is that correct or should it be 2013, the day of my bankruptcy?
Any help would be v ery much appreciated.
Having checked some of my credit files, I can see that some lenders have my date of account settlement as 11 November 2014; my day of discharge. Is that correct or should it be 2013, the day of my bankruptcy?
Any help would be v ery much appreciated.
0
Comments
-
Default should be dated before or on date of BR and satisfied or settled should be no later than date of discharge. Hope this helps
Amigo (49.9%) 24/01: [STRIKE]£2446.21 £2320.17 £1799.01 £1117.12 £775.30 £559.66 £435.21 [/STRIKE] £0
HMRC (0%) 24/01: [STRIKE]£741 £641 £524 £424 £324 £124 [/STRIKE] £0
Emergency Savings: £1000
:eek: debt free 04/08/2015 after a long 8 year battle :j0 -
Legally the date you are discharged from your debts is your discharge date, so yes under ICO guidance that is OK and as it should be.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.4K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards