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Should I use an IFA?
Comments
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            Many thanks for the advice. I think I will stick with the IFA as its too risky to go it alone. From his reply I think the fee is based on the pot after the lump sum making it nearer the £1700
In your position that seems a sensible course of action
Do come back here if you wish to have external views on his advice0 - 
            Why not take the free pensions advice offered by the government that everyone is now entitled to instead?0
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            Why not take the free pensions advice offered by the government that everyone is now entitled to instead?
Because it is not advice. it is guidance. It will not provide investment advice, provider advice or market advice (it will be generic and not take into account commercial matters)I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 
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