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Mortgage in Principle expired

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joannexxxx
joannexxxx Posts: 10 Forumite
in Mortgages & endowments
Hey all,

I wondered if anyone could help me with something
we were going through with a purchase when then Vendor passed away so everything went on hold to wait for the probate

our mortgage offer expired, requested an extension but they said no, then two days later the probate was granted!

Our broker re-applying with the same lender and I wondered if anyone could advise how long this takes to get this set up again?

So it terms of time scale, we had the probate granted Thursday, broker started re-application, Surveyor went in Friday... (to check the house was still worth the money etc as quite a bit of time lapsed) today is Wednesday (nearly a week now)

Thanks - sorry I know I sound impatient but we've been waiting so long now its driving me crazy

Comments

  • amnblog
    amnblog Posts: 12,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You should be asking your broker this question in order to obtain the most accurate answer.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • joannexxxx
    joannexxxx Posts: 10 Forumite
    Hi Amnblog,

    I have, he said when he knows he'll tell us.. he said yesterday, we'll hear the earliest today... I just wondered if there was a general time scale.

    Thank you
  • amnblog
    amnblog Posts: 12,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The timescale is today earliest.


    I appreciate you are worried but if you have had an offer already you are unlikely to encounter a problem now.


    Patience.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • joannexxxx
    joannexxxx Posts: 10 Forumite
    Thank you Amnblog... have a lovely day
  • stator
    stator Posts: 7,441 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Unlucky, have you checked if the rates are still the same?
    Changing the world, one sarcastic comment at a time.
  • joannexxxx
    joannexxxx Posts: 10 Forumite
    hi Stator

    The rates have changed but cheaper apparently according to our broker.. but as I say... still waiting so im not 100% sure.. so frustrating after having to wait for the probate, now this... HEADACHE!
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