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Mortgage lenders for ex-bankrupts
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Newlywed_Saving_Ninja
Posts: 237 Forumite
Does anyone know which high street lenders will consider ex-bankrupts for a mortgage? My husband was made bankrupt May 2008, discharged May 2009. We know Nationwide are one of the high street lenders that do consider mortgages for ex-bankrupts, does anyone know of others?
Co-op loan: £2672.38. :eek: £2886.64 / £5559.02
HF's B'card: £2468.00 0% until November '17 _pale_ £255 / £2524.00
HF's FD Loan: £5467.78. :eek: £918.72 / £6386.52
Total: £5376.62 / £15814.78 33.99%
http://forums.moneysavingexpert.com/showthread.php?t=5344322
Emergency fund - £53.24 / £500 No. 108 in PYDOXMAS16
HF's B'card: £2468.00 0% until November '17 _pale_ £255 / £2524.00
HF's FD Loan: £5467.78. :eek: £918.72 / £6386.52
Total: £5376.62 / £15814.78 33.99%
http://forums.moneysavingexpert.com/showthread.php?t=5344322
Emergency fund - £53.24 / £500 No. 108 in PYDOXMAS16
0
Comments
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Sadly im not allowed to name lenders but as its nearly 6 years since discharge there will be a couple come May.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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Thanks ACG. Nationwide are ok to lend to us (we got approved a few weeks ago, but pulled out of the house purchase and are now buying a different property, and now Nationwide are just irritating us!). I just wondered if any others would entertain us now, as Nationwide are at the moment.Co-op loan: £2672.38. :eek: £2886.64 / £5559.02
HF's B'card: £2468.00 0% until November '17 _pale_ £255 / £2524.00
HF's FD Loan: £5467.78. :eek: £918.72 / £6386.52
Total: £5376.62 / £15814.78 33.99%
http://forums.moneysavingexpert.com/showthread.php?t=5344322
Emergency fund - £53.24 / £500 No. 108 in PYDOXMAS160 -
This is not a market in which you switch horses due to a little irritation.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
I totally understand your point AMN, but when they won't even honour the DIP that is supposedly valid for 90 days, it just makes me wonder if I want to deal with a company that doesn't seem to know its own policies (every time we speak to someone at Nationwide we are told a different story)Co-op loan: £2672.38. :eek: £2886.64 / £5559.02
HF's B'card: £2468.00 0% until November '17 _pale_ £255 / £2524.00
HF's FD Loan: £5467.78. :eek: £918.72 / £6386.52
Total: £5376.62 / £15814.78 33.99%
http://forums.moneysavingexpert.com/showthread.php?t=5344322
Emergency fund - £53.24 / £500 No. 108 in PYDOXMAS160 -
Its not uncommon for call centre staff, at any lender, to give incorrect information it does happen quite often.Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
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I would speak to a whole of market broker who has placed an ex-bankrupt in the last 6 months rather than going to the High Street.
You will end up with a High Street lender, it will just be via a broker."Dream World" by The B Sharps....describes a lot of the posts in the Loans and Mortgage sections !!!0
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