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Help for a loan

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  • Foxy-Stoat_3
    Foxy-Stoat_3 Posts: 2,980 Forumite
    You cannot buy a credit rating.

    Learn to budget/save/spell and you will not go far wrong !

    Good luck
    "Dream World" by The B Sharps....describes a lot of the posts in the Loans and Mortgage sections !!!
  • Clive_Woody
    Clive_Woody Posts: 5,937 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    When you say that you have minimal outgoings how much do you normally have left over each month that you put into savings?
    "We act as though comfort and luxury are the chief requirements of life, when all that we need to make us happy is something to be enthusiastic about” – Albert Einstein
  • dealer_wins
    dealer_wins Posts: 7,334 Forumite
    If you need small amount, you can go for payday loan. It is the best option for small amounts.

    The sweet spell of badly disguised spam post building.
  • Sinhanada
    Sinhanada Posts: 497 Forumite
    If you need small amount, you can go for payday loan. It is the best option for small amounts.

    It is an option I grant, but one that no sane person should ever have to take.

    The majority of people on here have advised you to save up for it. I agree with what they say, however as you have no, or little credit history you need to build this up. For this I suggest getting a credit card (Look on this website for a pre-checker which will not affect your history). If you see a card with 90-100% chance success I'd advise you apply for it, make small purchases each month and pay it off in FULL each month.

    This will help you build your credit history quickly.

    Good luck!
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