Please help

ally1155

Hi everyone,
Please can anyone help me, I have debts of £8,000 split between Bank of Scotland £1,800, Intellegence Finance £4,000, CITI £1,200 and Capital One £1,000. I am presently on a DMP with PayPlan, and was to begine with paying what I could afford £71.00 my finances have now changed ie better job, and now paying £176.00 per month. But I am desperate to come off this DMP, i am shortly getting married and my partner is not aware of these debts, I am so frightened to tell her, my ex of 20 years left and divorsed me as a result of the debts so I am scared the same will happen again, I know she is very understanding but as it was me who aquired the debt I feel very relictened to impose them onto her. As my financial situation has improved I was hoping to obtain a unsecured load for the £8,000 being fully aware I can only pay £176 per month, does any one know of a company who will help me and give me a fresh start.

Yours Desperate

hooters

IMO people get married and include baggage, if they don't accept the baggage - then the love isn't there. So why get married.

I married my wife with some baggage, now have put more on her and she loves me to death - I started off totally honest with her and always have been. Hiding stuff never works out, and hiding stuff through fear of the relationship not happening is not a situation you should be in. Honesty and respect is what a marriage is built around.
It may suprise you how she reacts - it may not be the best start for her, but would it matter to her?

tallyhoh

Having been the partner of someone who "hid" his debts from me, I would advise you to tell all and then you can decide together where to go.

It will be very difficult to hide when you are married. People can tell when you are being secretive and may imagine worse things:eek: , I did!

If they can see you are serious about paying your debts off and have made good headway, I dont see a problem.

Why do you want a loan to clear them? It will still be £8000 debt, whoever it is with.