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zopa loan

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Hi all,
Anyone got some experience with zopa. I applied for a loan to help fund a purchase. I got an email asking for my pay slip? Uploaded and sent. So does this mean I should hopefully be granted the loan as I believe I passed the initial stages/credit check.
Cheers

Comments

  • Baby_Angel
    Baby_Angel Posts: 540 Forumite
    Ninth Anniversary 500 Posts Name Dropper
    baz007 wrote: »
    Hi all,
    Anyone got some experience with zopa. I applied for a loan to help fund a purchase. I got an email asking for my pay slip? Uploaded and sent. So does this mean I should hopefully be granted the loan as I believe I passed the initial stages/credit check.
    Cheers
    I only had someone call me and had a long conversation. They never asked for any documents. After the phone call and of course a credit check they gave me the loan in a couple of days.
    SPC 08 - #452 - £415
    SPC 09 - #452 - £298
  • I'm 20 years old and I have a loan with Zopa.

    I was asked for a copy of my bank statement with proof of income. It's pretty normal. I also received a phone call the next day so they could be assured that the whole loan was for the purchase of a car.

    It looks promising!
  • I'm 20 years old and I have a loan with Zopa.

    I was asked for a copy of my bank statement with proof of income. It's pretty normal. I also received a phone call the next day so they could be assured that the whole loan was for the purchase of a car.

    It looks promising!

    Thanks for the replies. Sounds like normal procedure then. Really do hope I get a response asap, i applied today so might not hear nothing until Tuesday. Were you given a decision during the phonecall or afterwards?
  • 20aday
    20aday Posts: 2,610 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker PPI Party Pooper
    baz007 wrote: »
    Thanks for the replies. Sounds like normal procedure then. Really do hope I get a response asap, i applied today so might not hear nothing until Tuesday. Were you given a decision during the phonecall or afterwards?

    In my experience (I was declined) I received an email after sending off a copy of my latest wage slip and a telephone call letting me know the outcome of my application.

    I'd assume this will be the case for you too. Fingers crossed you're accepted.
    It's not your credit score that counts, it's your credit history. Any replies are my own personal opinion and not a representation of my employer.
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