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Swap rates have lost me my product that i was applying for this week..

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  • topcat007
    topcat007 Posts: 246 Forumite
    Did you ring the mortgage telephony number?
    Yes, you can do it all the same day provided you have had an offer accepted on the property you wish to purchase.


    Yep but they are shut so got transferred to make appointment for local branch.

    Made a appointment asking for a full mortgage application and DIP at the same time, Asked how long the appointment would be and told around a hour. This seems wrong, thought it would be around 3 at least?

    Will have to ring local branch Monday over and over and over again until someone picks up the phone :wall:
  • An hour is wrong. That would just get you a mortgage promise.
    You're looking at around 1.5-2 hours for a full application.
    Slummy mummy!
  • amnblog
    amnblog Posts: 12,733 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It's a fiasco.

    Easier to get an appointment with a GP.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Our Mortgage is with TSB- initial appointment was 60 minutes, full application 1 week later was the same.. all done within 2 hours. We bank with TSB, had all documents, payslips, ID etc with us at first appointment.

    It was very quick. Valuation done within same week, full offer in the post 3 days after valuation.
    Finally dealing with debt: 01.01.2015 -£10,562.:(
    01.02.15-£8820 01.03.15-£8066 01.04.15 £7036 01.05.2015- 6128 01.06.15 £4957

    Pay ALL your debt off by Xmas 2015! #59- £5605/[STRIKE]£10,562[/STRIKE] 53%
    2015: Sell £1000 #69 £510.97/1000
    Virtual sealed pot challenge #24 £32.19/£300
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