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Credit cards and mortgage application

Rollinghills
Rollinghills Posts: 342 Forumite
edited 14 March 2015 at 11:05AM in Mortgages & endowments
To be safe is it best not to use credit cards at all during the application process and until completion, is that what people would recommend?

I suppose if I pre-pay my credit card that would be ok (we get lots of useful points for using it)?

Comments

  • Mat_Lock
    Mat_Lock Posts: 2,386 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I'm currently in the same process applying for a mortgage. I had cleared my credit cards before starting process but I have paid the upfront solicitor fee and the mortgage survey fee using my credit card and then paid it off in the same month so I presume for me it won't matter or show up? Anyone clarify this?
  • lee111s
    lee111s Posts: 2,987 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Normal monthly credit card spending shouldn't be a problem.
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