First time buyer - Help Please

Vok_2

Hi all,

I am a first time buyer and would like some advice please.

So I approached a Mortgage Adviser because I was worried about my default 4 years ago. However he was able to get me an AIP with Virgin Money 04/03/15

My offer on a property got accept on Tuesday 11/03/15. I instructed a solicitor 12/03/15. Got a call today (13/03/15) to pay for the searches. Seeing my Mortgage Advisor to fill out the Mortgage application.

Please could you give me the different stages and time-scales you had to you thru?

I feel like I might kill over from all the stress and waiting. Lol

Thanks a lot

ACG

Dont have the searches done until you have a full mortgage offer!
If the application is declined you could lose money on searches.

I would say:
DIP
Application should be looked at and offered within 2 weeks with virgin money (assuming they have all docs).
At that point I would then have the solicitor start the searches etc.