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OMG only 4 days to AD!!

Wow, where has the last year gone?? Only 4 days to discharge. I'm itching to get my credit files cleaned up.

I've only checked noddle so far but I have 4 entries with incorrect default dates at the moment & all entries still show a default balance.

Should I wait a few weeks after AD before starting the clean up? I'm thinking I should because it could all change after the magical date - although I would have thought the default dates would have changed by now, if they were going to.

The year has gone by well. No IPA etc and nothing more from the OR. Onwards & upwards!!
SPC 8 (2015) #485 TOTAL: £334.65
SPC 9 (2016) #485 TOTAL £84
SPC 10 (2017) # 485 TOTAL: £464.80
SPC 11 (2018) #485

Comments

  • Wait til after discharge date & go to insolvency website to get your own print-off of proof
  • luvchocolate
    luvchocolate Posts: 3,487 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    Wow that year has gone fast!!!..give it a couple of months then get your reports from all the agencies.
  • TheGardener
    TheGardener Posts: 3,303 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    owlet wrote: »
    Should I wait a few weeks after AD before starting the clean up? I'm thinking I should because it could all change after the magical date -

    I'd wait a couple of months for the CRA's to update - most work around 2 months behind.
  • owlet
    owlet Posts: 1,510 Forumite
    Part of the Furniture Combo Breaker
    Thanks all, I'll wait patiently!
    I had forgotten about printing off the proof , thanks for that.
    SPC 8 (2015) #485 TOTAL: £334.65
    SPC 9 (2016) #485 TOTAL £84
    SPC 10 (2017) # 485 TOTAL: £464.80
    SPC 11 (2018) #485
This discussion has been closed.
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