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mortgae application l, electoral roll & mortgage application

we have moved in with family and just had an offer accepted on property to move into June time.

We are due to go see about the mortgage tomorrow, but as we only moved into family's a few days ago, our names will not as yet be updated and we won't actually be on the electoral role.

What happens in these circumstances as I've read you simply won't get the mortgage if not on it?

Surely there are ways around this as it must happen all the time?

Comments

  • kingstreet
    kingstreet Posts: 39,277 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Were you on it at your last address(es) as no-one expects you to be on it at an address you've lived at for five minutes...?
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • ACG
    ACG Posts: 24,623 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    You will need to get something addressed to the property your in at the minute for proof of address (driving license/bank statements etc).
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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