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Hope is not an Effective Financial Strategy

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  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 7 January 2016 at 12:05PM
    I got the MSE deal on broadband and home phone(pay something like £5 for the year) for my mum and me and think I was asking about tv (for my mum). Didn't take it out, but received a letter after that saying tv - at half price for the year, now I think my mum wants it.

    You can only try, see what they come up with:)
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I'm on it. Motivated now!!
    MFW: Was: £136,000.......Now: £47,736.58......
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Hate to mention this now, but have you tried the TCB site? for either Sky or T@lk T@lk.

    Might as well get all the facts. Just new to this so maybe you already know about it. Have PM'd you.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well that didn't go according to plan. Sky were particularly unhelpful. I wonder if given that we have no TV and I ask for free broadband each year that they've decided customers like me aren't worth it anymore!

    So, onto major decision about who to switch to!

    Oh, 35p TT'd this morning as well.
    MFW: Was: £136,000.......Now: £47,736.58......
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 8 January 2016 at 1:05PM
    Well taken the plunge after some research on speeds, our area etc... I've plumped for talk talk, and hope I won't regret it!!

    Frayed - I stuck with Quidco for cash back for now. This is my last thing till August for cash back, so it's the last chance. To be fair although they seem to have slowed down I had quite a bit off them last year for current accounts and credit cards. It just seems to have stuck with a Morethan pet insurance payout.
    MFW: Was: £136,000.......Now: £47,736.58......
  • Glad you made the decision!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Food shop done and well under budget at £53. We'll use the £27 for a meal out tomorrow evening as it may be the last we have for a few months!
    MFW: Was: £136,000.......Now: £47,736.58......
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Oh and another... I've just OP'd my £15 Halifax rewards, which takes care of this weekends daily interest with few pence left over. eBay is doing well, 93 lists ending in next 2 hours of which 5 will defo sell, and one has 7 bids that started at 99p! I'll relist them all for tomorrow night whilst it's free listing.
    MFW: Was: £136,000.......Now: £47,736.58......
  • Good job on the food shop and the fleabay listings. I am totally there with you on 4.. :-)
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    Ohh 93 items let us know how u do :]
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
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