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Hope is not an Effective Financial Strategy

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Comments

  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    shangaijimmy wrote: »
    Well there's so little going on in SJ towers all I have to post is that I TT'd 12p this morning. Quite disappointed really as I was hoping to post some ground breaking, world changing info - ah well leave that for another day...!

    I have that feeling every day! Slow and steady wins the race, I suppose...
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Tomorrow will be exciting with the tax-free interest, we'll all be writing diary entries with that in :)
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Like your thinking Ali...come on TSB!
    MFW: Was: £136,000.......Now: £47,736.58......
  • mrsp1987
    mrsp1987 Posts: 815 Forumite
    Fourth Anniversary 500 Posts Wedding Day Wonder Cashback Cashier
    shangaijimmy wrote: »
    Like your thinking Ali...come on TSB!

    Same here, and my 123 account. Nationwide got it right!
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    TSB interest in and OP'd. £7.91 & £5.21 for a total of £13.12, or 2 days worth of interest! 88p TT'd alongside.
    MFW: Was: £136,000.......Now: £47,736.58......
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    82p TT this morning. Mrs SJ gets paid tomorrow which is needed. We did manage to pay for the hen night via normal spends and its left us £31 overdrawn for 24 hrs. Overall I see that as a success!

    On another issue I really need to start eBay listing again. We have 42 unsold lists to post so I've no excuse...!
    MFW: Was: £136,000.......Now: £47,736.58......
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    23p TT'd and Mrs SJ paid do account bank in credit! Have to say I forgot to relist eBay stuff last night, but am determined tonight! Going to take advantage of glorious weather today!
    MFW: Was: £136,000.......Now: £47,736.58......
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Usual Sunday morning activity of OPing my TT pot, so £5.05 winging its way to the mortgage account. Coming up on the horizon is £15 halifax rewards tomorrow and £150 switch bonus on Wednesday/Thursday.

    As for house jobs...spent all yesterday afternoon sorting out the garage. I've been ruthless and made several tip runs and filled the bin! It now looks respectable again! Also did the first tidy on the front border late evening, so it's all ready for Mrs SJ to trim a few of the shrubs.

    Even managed 18 holes of golf on Friday afternoon!

    Long day in work today, which is a shame given the glorious weather!
    MFW: Was: £136,000.......Now: £47,736.58......
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Was just thinking I hadn't seen your update :) Got my H@lif@x reward last week, and as i'm thinking of switching (again) would be interested in who?

    Garage - envious - I need a garage/summer house. A 3 bed with large loft - just isn't big enough for me :rotfl:

    Glorious weather (what's that) - can you please send some up here (especially at weekends) :)

    Edit - hope you managed to re-list your ebay items - another item on my list.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    AFK i switched to Yorkshire Bank because of their £150 offer. Switch was smooth enough and am just now eagerly awaiting the bonus (due tomorrow...not that 'counting)! As for ebay, well i did list but sadly nothing sold so motivation levels to relist have vanished!!

    Yesterday i TT'd £1 and then a further 51p today. I also received my £15 worth of Halifax rewards which have been dispatched to mortgage and will account for 2 days worth of interest! Now just waiting for the switch bonus before finding another switch for the 'dummy' account!

    After another glorious day yesterday however AFK has sent their gloom to us so its a wet dreary day today!
    MFW: Was: £136,000.......Now: £47,736.58......
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