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seasonal self employment records and bankruptcy
applejack1pie
Posts: 7 Forumite
Hello
I'm getting in a right panic and I'd be eternally grateful for any advice please.
I have a bankruptcy ending in April 2015 but they require monthly statements of my self employed earnings as a cleaner for 6 months June to December.
The panic I'm having is that I have holiday let cleans as my main income and that period is drastically higher that the other six months they haven't requested!
I need to know if if can take my yearly income and divide it equally or are they going to penilise me for working hard in the summer!
The difference in the the busy and quiet seasons of income are
June to dec. £3485 and jan to May £1164
So a drastic jump !
I'm getting in a right panic and I'd be eternally grateful for any advice please.
I have a bankruptcy ending in April 2015 but they require monthly statements of my self employed earnings as a cleaner for 6 months June to December.
The panic I'm having is that I have holiday let cleans as my main income and that period is drastically higher that the other six months they haven't requested!
I need to know if if can take my yearly income and divide it equally or are they going to penilise me for working hard in the summer!
The difference in the the busy and quiet seasons of income are
June to dec. £3485 and jan to May £1164
So a drastic jump !
0
Comments
-
Hi applejack1pie
I would suggest that you provide them with both the info requested AND evidence of your earnings during the leaner period Jan-May 2014 (assuming they do not already have this).
I would like to think that the OR understands that some jobs are subject to seasonal fluctuations, but there is no harm in you bringing this to their attention and supplying information over and above that which you have been asked for.
Dennis
@natdebtlineWe work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps0
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