We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Sainsbury's Bank Loan
Comments
-
How much is your salary?"Facism arrives as your friend. It will restore your honour, make you feel proud, protect your house, give you a job, clean up the neighbourhood, remind you of how great you once were, clear out the venal and the corrupt, remove anything you feel is unlike you... [it] doesn't walk in saying, "our programme means militias, mass imprisonments, transportations, war and persecution."0
-
It's 39999, don't live in London so living costs are very little0
-
Any outstanding credit?"Facism arrives as your friend. It will restore your honour, make you feel proud, protect your house, give you a job, clean up the neighbourhood, remind you of how great you once were, clear out the venal and the corrupt, remove anything you feel is unlike you... [it] doesn't walk in saying, "our programme means militias, mass imprisonments, transportations, war and persecution."0
-
It may be nothing to do with you, it could be as simple as that have already lent 51% of this tranche of money at the 3.9% headline rate (low rates like this are very popular) From their point of view it makes no sense at all to lend a single penny mopre at this rate, they will try and lend the remaining 49% at the highest margin they can.
Shop around.£1000 Emergency fund No90 £1000/1000
LBM 28/1/15 total debt - [STRIKE]£23,410[/STRIKE] 24/3/16 total debt - £7,298
!0 -
did it actually tell you that you had been offered the headline rate when you were accepted?
from what i remember i was just advised of a decision and that paperwork would be sent detailing the rates and repayments?0 -
I contacted them and they told me its cause ive not registered to vote! Seems an awful excuse0
-
Lenders much prefer people who are.not registered to vote0 -
I contacted them and they told me its cause ive not registered to vote! Seems an awful excuse
Its a huge indicator of likelihood to repay loans apparently. Get on the electoral roll!!£1000 Emergency fund No90 £1000/1000
LBM 28/1/15 total debt - [STRIKE]£23,410[/STRIKE] 24/3/16 total debt - £7,298
!0 -
Sainsbury's have a great headline rate but the application procedure on the site seems questionable. I applied for £8k at the end of last week. When I got through to the end of the online procedure, I was told I was approved in principle but I hadn't been awarded the headline and they'd follow up with an email. No details of what I had been given, though, which was a bit frustrating.
The email didn't arrive so that night I phoned. Turns out all the info on their site was wrong - I got the headline rate no problem and the paperwork was approved for posting the next day.
From the nature of this thread and my experience, I'd suggest maybe applying over the phone if you're looking to use Sainsbury's offer. The website seems to back up quite badly.0 -
Well that was quick, I received the money this evening after posting back the signed credit agreement on Monday afternoon.
I got 7.7% for £10k over 5 years. I'm pretty happy considering its my first ever loan. Just to clarify this is 7.7% decent?
I also applied at the same time with my bank (Santander) and they turned me down. Tho I have £5,000 CC with them.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.4K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards