daily standing charges on gas and electric

jar16

Anybody know the rules on empty properties that have been repossessed and the owner has legally been made to move out

Nada666

No idea but surely the new possessors (presumably the mortgage holders) would be responsible for arranging management of the property from the day defaulters are legally told to exit until it is resold?

Although they are not resident they will have to maintain it, visit it so will be using the connections.

macman

If you are the former owner, then it makes sense to close the account upon eviction (take meter readings and ask for final billing). What happens after that is not your concern, and then you won't get billed for usage after you left.

footyguy

Nada666 wrote: »

No idea but surely the new possessors (presumably the mortgage holders) would be responsible for arranging management of the property from the day defaulters are legally told to exit until it is resold?

Although they are not resident they will have to maintain it, visit it so will be using the connections.

When a property is repossessed, it is not usual for mortgagee in possession to ever visit it again.
Obviously if the roof gets blown off or something, then remedial action will be taken to prevent further deterioration.

Only visitors would likely be an appointed estate agent, both to initially list the property and to then accompany interested purchasers,

However, when a property is repossessed, it is normal process by those involved in the repossession to protect the property by isolating all the supplies.
(They should drain down the water too).

Therefore there is no consumption.

mnw1888

Hi


Whilst I agree with the comments from others, make sure you write to the supplier termination for other reason,


The standard licence condition slc 27.17 made pursuant to the Electricity Act 1989 states:-




Provision of final bill


SLC 27.17 Where the responsibility for the supply of electricity to a Domestic Customer transfers from the licensee to another Electricity Supplier or otherwise terminates, the licensee must take all reasonable steps to send a final Bill or statement of account of the Domestic Customer’s account within 6 weeks of the supplier transfer or termination of the Domestic Supply Contract.




basically you have "otherwise terminated " and there may still be an outstanding bill in your name. Also give them any final meter readings then no standing charges for you later or at least you have a paper trial to dispute same. The standing charges go to the new owner / mortgage company.

footyguy

To clarify, when a mortgage lender is granted a possession order (and actually then takes possession), you are still liable for the costs attributable to that property until it is sold.

i.e.
You are still liable for making the mortgage payments
You are still required to, and liable for, keeping the property adequately insured
You are still liable for paying the council tax on that property
You are still responsible for the cost of repairs & maintenace
You are also responsible for the cost of the utilities

... until the property is actually sold.
(and then you are liable for the estate agents fees too)

mnw1888

footyguy wrote: »

To clarify, when a mortgage lender is granted a possession order (and actually then takes possession), you are still liable for the costs attributable to that property until it is sold.

i.e.
You are still liable for making the mortgage payments
You are still required to, and liable for, keeping the property adequately insured
You are still liable for paying the council tax on that property
You are still responsible for the cost of repairs & maintenace
You are also responsible for the cost of the utilities

... until the property is actually sold.
(and then you are liable for the estate agents fees too)

Footguy,


I have to disagree with the comment about the utilities.


If the consumer is not utilising them there can be no contract between the energy company and or the previous owner. i.e / offer/ acceptance/ consideration, legal relationship/ usage of product. Equally if the contract is terminated there is nothing the mortgage company can do.
The SLC for energy companies requires the previous owners terminates the energy contract in order to get a final bill. In any event the mortgage people will be under a deemed contract by the energy companies to account for any usage they use during the period to dispose of the property to any new owners.