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Income multiples

Avicov · 2015-03-09 08:56:53

Morning all I was wondering if anyone knows which banks offer higher income multiples for a joint mortgage? Ideally I am looking at x5 salary. Our combined income is around £115k. We are looking to buy a property that isn't new build. Deposit of around 30%. Are some lenders known for being a little more generous than…

Comments

kingstreet Posts: 39,290 Forumite

9 March 2015 at 6:43PM

What have you put in the Santander LAC, where have you put it and what have you left out?

Scratch that. We really can't advise you here.

You need to ensure you have correctly entered all the income and all the outgoings in the right places. Asking a broker to ensure your entries are correct would be a smart move.

I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
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