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mortgage application

Dav1986
Dav1986 Posts: 2 Newbie
in Mortgages & endowments
Hi me and my partner are applying for a mortgage and I am just wondering if the bank contacts your employer during the process? I have provided last 3 months payslips and bank statements but wasn't sure if they would contact them as a reference like when you apply for a new job?

Thanks in advance for replies 👍

Comments

  • GMS
    GMS Posts: 5,388 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Do you have any concerns if they do contact the employer?
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Dav1986
    Dav1986 Posts: 2 Newbie
    GMS wrote: »
    Do you have any concerns if they do contact the employer?

    No I just haven't been through this process before and just wanting to reassure my partner as she feels that something is likely to go wrong. Our ifa has done our help to buy application and we qualify but she is still worrying.
  • katty2010
    katty2010 Posts: 16 Forumite
    We are applying with Leeds BS and they wrote to employers for references, we chased them through and it was sorted in a few days. They are basically clarifying how long the employment has been and confirming the wage ect. Our broker told us it was pretty standard procedure for a lot of lenders to write to your employers.
  • kingstreet
    kingstreet Posts: 39,335 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Some lenders do, some lenders don't.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
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