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Of course, you could always switch to plan B and buy next year when 'Mr Hazoo' is in a position to earn.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
I am a Mortgage Adviser
You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Thanks all for your replies.
We have considered waiting until next year when Mr Hazoo has a job, but we couldn't bear living with his parents any longer, this would mean that we would have to rent for a year which we were less keen to do.
I will certainly see a broker in a couple of months time once my salary has gone up to top level and see what they advise.
Thanks once again :-)0 -
Some lenders will work on a pay rise you are due to get within 3 months of the application if you can have it confirmed by your work.
Just thought I should say in case you find a place you love before the pay rise startsI am a Mortgage Adviser
You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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kingstreet wrote: »I didn't think "betty" would have suited you.
Well, not since the operation!I am a Mortgage Adviser
You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
You have no legal relationship even if engaged, so unless he wants to be a joint applicant the mortgage he is of no relevance. The same as if you bought somewhere and then a friend moved in as a lodger.
Even when you're married there is no necessity to add him to the mortgage.0
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