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a mortgage with part time job?
iniz
Posts: 1 Newbie
hi all,
wanted some advice !!
i am a part time employed doctor working weekends nights 3days/week in which my monthly gross salary is £4000.
i need a mortgage for £22000 as i m moving home,as mine is sold and ltv is around 46%
how likely are my chances to get a mortgage??
and is it difficult to obtain one as i am in part time job? or is it quite straightforward?the main worry is i have just joined last month and have got only one salary slip?
does anyone know much struggle is to get a mortgage due to my part time employment ??as many websites says its harder to find a mortgage and if part time i need to show 6months salary slips??
is this all true??
wanted some advice !!
i am a part time employed doctor working weekends nights 3days/week in which my monthly gross salary is £4000.
i need a mortgage for £22000 as i m moving home,as mine is sold and ltv is around 46%
how likely are my chances to get a mortgage??
and is it difficult to obtain one as i am in part time job? or is it quite straightforward?the main worry is i have just joined last month and have got only one salary slip?
does anyone know much struggle is to get a mortgage due to my part time employment ??as many websites says its harder to find a mortgage and if part time i need to show 6months salary slips??
is this all true??
0
Comments
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I don't see why part-time would be an issue.
If you earn £48k a year, you earn £48k a year. Affordability for a £22k mortgage should be fine.
Shop around a bit more as there are lenders who will accept those who haven't yet started a job, never mind a month in, even in a probationary period.
A broker could help.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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