new here - just wanted to say hello...

yog1960

Have been lurking for months reading the message boards.
My wife is fed up with hearing about this site and considers me either eccentric or barking mad!:D

Due to information taken from these boards we successfully claimed back a mortgage exit fee of £235 and next month we begin to overpay on our mortgage in an attempt to finish it in 5 years rather then the scheduled 12 years - although next year may be a little tricky as we could well have both our boys away at Uni - and those who have kids at university can testify to how expensive that can be.

Yog

Penny2myName

Welcome to the board. There is some cracking information floating around I have to admit.

JCD_Capulet

Hi and welcome, Yog. I'm pretty new to MSE myself, but by heck....this place changes you! I hope you have a great time here

jo1972

Hi Yog :wave:

MSE is kinda addictive huh, I reckon once your OH takes a proper look and starts reading she'll be just as eccentric as you

Glad to hear you've taken the good advice on here and used it well

Jo.x

rog2

Hi Yog - and welcome to DFW - I know exactly what you mean about kids at uni :eek: . My youngest daughter has just graduated, so she, effectively escaped the latest hike in fees. Wouldn't mind quite so much if Tony Blair and Gordon Brown made a 'gesture' by returning the fees that the then government paid on their behalf.
As previously said - a wide range of subjects for discussion, with lots of free advice and support.

yog1960

Thanks for the welcome to everyone. I must say that for someone who used to be totally cr*p with money a site like this can really change your outlook.

I think this has a great sense of community and I am often humbled by the kindness of those helping the posters who have asked for advice!

Shineyhappy

Hi and welcome to the boards!

It always nice to see a new face! Your right this board is great and always good if you need help or advice or just a gentle pick me up or natter.

chocaholic110

Hello and welcome! :hello:

I've been here nearly a year but still manage to come across boards / ideas for money saving that I've overlooked!

skint_spice

Hello

It's good to talk to people who are also addicted to the site and have the money saving bug, most of my friends think I'm a bit mad as they think that all you need to do is tart on 0% credit cards and never pay it all back.