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2year fixed or discount tracker

Here goes been offered 2 deals on remortgage going self cert-£190keither at 6.44%2 yr fixed £1340 a month or a discount tracker = - o.26% below base rate so currently 5.49% 2yr deal = £1219 a month currently , what are peoples views? does any one see us having 4 interest rate rises in the next 2 years ? then obviously i would be worse off , anyone any views ?
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