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mortgage brokers opinion
chocolate_1
Posts: 11 Forumite
Want to buy a property with my husband for 224, 000, we have a 15% deposit. My credit file however is poor to fair, no debt, was in a dmp two years ago. No late payments for two or so years.
We have savings of 45, 000 for the house plus other savings of about 8000 (for a rainy day)
We earn 55, 000
I have a default of five and half years old which was for 1711 but has been settled two yrs ago.
We both have casminder accounts and I have a credit card which shows good history for the last four years.
Do we have a chance of a mortgage?
We have savings of 45, 000 for the house plus other savings of about 8000 (for a rainy day)
We earn 55, 000
I have a default of five and half years old which was for 1711 but has been settled two yrs ago.
We both have casminder accounts and I have a credit card which shows good history for the last four years.
Do we have a chance of a mortgage?
0
Comments
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Yes (a pretty reasonable chance) - not market leading stuff - but reasonable priced on the basis of limited info available.
definitely a broker jobHi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0 -
There are a number of hurdles here but a decent broker with adverse credit experience should be able to navigate them.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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