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London and Country...Any experiences??

mon1o
mon1o Posts: 749 Forumite
in Debt-free wannabe
Hi there! My husband and I applied to the bank for a mortgage and were declined. I have obtained my credit report from experian and was surprised to see im rated 917 out of 1000 and so have got a 'good' rating. My husband hasnt checked his and the bank said we were declined for a default notice my husband received in 2005. This is being paid off slowly through CCCS along with other debts he accrued. We have contacted London and Country (saw them mentioned in one of the mortgage articles on this site) and they are confident they can find us a mortgage i was just wondering if anyone on here had used them and could let me know what they are like for customer service etc?

Thanks in advance
Monica

Comments

  • Ellidee
    Ellidee Posts: 6,216 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    We have used them twice in the past few years and found their service to be excellent. I think even Martin recommends them, others may like to confirm this.
    Nothing is so fatiguing as the eternal hanging on of an uncompleted task. William James
  • angelavdavis
    angelavdavis Posts: 4,714 Forumite
    Mortgage-free Glee!
    Yes - see here:

    http://www.moneysavingexpert.com/mortgages/remortgage-guide
    :D Thanks to MSE, I am mortgage free!:D
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    angelavdavis wrote: »
    Yes - see here:

    http://www.moneysavingexpert.com/mortgages/remortgage-guide

    Thanks for the link angela - I'm looking for a mortgage (to buy back my BI from my Trustee in Bankruptcy) Got some excellent advice on the mortgage board, but didn't know about this - have downloaded a copy - it's also free. :T :T
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • imoneyop
    imoneyop Posts: 970 Forumite
    I've used them on a couple of B2Ls and a residential mortgage and each time they've been excellent.
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    I used them on recommendation of my mother and found them to be excellent.

    Sea xx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
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