Length of self-employment

PP1984

How many years worth of self-employment earnings do lenders need to see as a minimum? I'm seeing websites that mention 3 years, but we've only been self-employed since July 2013.

I'm also in full-time employment with around £55k gross salary, but our self-employment brings in around £12k p.a also, so we would like to add that to the pot.
I take about 5% of the partnership earnings and my wife takes the rest. We don't use an accountant so I gather that SA302 will do.

Also, I've had a recent promotion just last month. My previous salary was £50k. Do I need to wait a few months to get payslips that confirm the salary increase? Or would they just take the new contract and figures?

Thanks in advance for any advice or info.

amnblog

Most 2.


Some 3.


A few 1.


SA302 alone works with most, but not all lenders.

PP1984

Thanks very much