We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Any advice would be great.
pookied87
Posts: 41 Forumite
Ill Try and keep this short and sweet.
Thanks in advance for taking time to read this,any input or advice is much appreciated.
Me and my partner applied for a mortgage with broker,
full application with Newcastle BS submitted who are happy to lend subject to survey and a few final documents.They would like me to Obtain proof of a previous residency in 2013.trouble is I didn't change my bank details from the address before that or register for electoral roll because it was my fianc!'s tenancy and it was only a short let I stayed between there and my sisters while I was deciding whether I would move to his parents in February 2013 in which I did and we have remained here since..So he was only in the previous address from AUG 2012- FEB 2013 My bank remained registered to the previous address before 2012. The only thing I obtained at my fianc!s flat was a contract mobile (which is paid off in full) and I registered our dog through micro chip .I'm not sure this is going to be sufficient enough for them there's nothing else i can do
will this cost us our mortgage?
Thanks in advance for taking time to read this,any input or advice is much appreciated.
Me and my partner applied for a mortgage with broker,
full application with Newcastle BS submitted who are happy to lend subject to survey and a few final documents.They would like me to Obtain proof of a previous residency in 2013.trouble is I didn't change my bank details from the address before that or register for electoral roll because it was my fianc!'s tenancy and it was only a short let I stayed between there and my sisters while I was deciding whether I would move to his parents in February 2013 in which I did and we have remained here since..So he was only in the previous address from AUG 2012- FEB 2013 My bank remained registered to the previous address before 2012. The only thing I obtained at my fianc!s flat was a contract mobile (which is paid off in full) and I registered our dog through micro chip .I'm not sure this is going to be sufficient enough for them there's nothing else i can do
will this cost us our mortgage? 0
Comments
-
Not if the underwriter is a dog owner, they'll take that as cast iron proof!£1000 Emergency fund No90 £1000/1000
LBM 28/1/15 total debt - [STRIKE]£23,410[/STRIKE] 24/3/16 total debt - £7,298
!0 -
he he I see the humour in your reply I respect that.
But that's exactly what I mean. I have no evidence of residency for that period.. I was NFA My fiances address was my mailing address.0 -
What has your broker advised?"Beware of little expenses. A small leak will sink a great ship." - Benjamin Franklin0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.7K Mortgages, Homes & Bills
- 177.5K Life & Family
- 258.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards