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Fixed term/Temp contracts
NIFTB
Posts: 11 Forumite
Hi, my wife is a teacher with 7 years P60's - average of about 30k per year.
However, it has all been on year or 2 year contracts. Her existing contract started 01/09/2013 and was extended to 31/08/15....and likely to be extended again. There have been no gaps in employment and plenty of work available.
Are there many providers who will consider her?
However, it has all been on year or 2 year contracts. Her existing contract started 01/09/2013 and was extended to 31/08/15....and likely to be extended again. There have been no gaps in employment and plenty of work available.
Are there many providers who will consider her?
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Comments
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Based on the info you've given shes shouldnt be excluded by a fair few lenders.
Best to have a sit down meeting with a broker who will do a full fact find on the two of you and recommend the best way forward.
Good luckI am a Mortgage Adviser
You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Thanks.....do you think the fact she has not got in writing that her existing contract will be extended it will greatly reduce the number of providers? Thanks.0
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I would expect so, yes.
Without having that exact enquiry on my desk I cant 100% sure.I am a Mortgage Adviser
You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Yea totally understand without FF.
Would lenders accept verbal confirmation from a principal?0
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