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Advice regarding new bank account just after mortgage offer

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Evening all.

I received in the post today my mortgage offer :) which of course I will be signing and sending back.

My question relates to opening up a 123 account to pay all of my bills from. Is it OK to apply for this now? Don't want to do anything that Leeds may turn round and say no to me if they do any final checks before releasing the funds. Or should I be ok? I already hold a 123 credit card with them.

Thanks.

Comments

  • DpchMd
    DpchMd Posts: 540 Forumite
    So loads of people will come along and tell you not to do it. They are correct.

    Will you be fine though? Probably.
    "Beware of little expenses. A small leak will sink a great ship." - Benjamin Franklin
  • betmunch
    betmunch Posts: 3,126 Forumite
    DpchMd wrote: »
    So loads of people will come along and tell you not to do it. They are correct.

    Will you be fine though? Probably.

    Absolutely right. It probably wont be an issue but why risk it?

    Leeds are a notoriously picky lender, why give them a reason to decline later on?

    Just pick up your keys, then walk to santander and give them the account application before you unpack
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Thank you for the advice....

    I'll hold off until keys are in my hands.
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