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Nationwide DIP
anenil79
Posts: 2 Newbie
I have all my accounts with Nationwide - if I do a DIP with them, will this be a soft search or a hard search on my credit rating? When I have done calculators on how much I can borrow, RBS is better, but would rather stick with Nationwide because that's who I bank with but then if they won't give me as much as RBS, I don't want to have left a hard search footprint on my credit history.
Any advice????
Any advice????
0
Comments
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Nationwide have a pretty effective affordability calculator on their site which if you fill it in accurately will tell you how much they are likely to lend you. This does not use a hard search.£1000 Emergency fund No90 £1000/1000
LBM 28/1/15 total debt - [STRIKE]£23,410[/STRIKE] 24/3/16 total debt - £7,298
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I've done the affordability calculator it's the DIP i'm wondering about - does that do a hard search on your credit history?0
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