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Nationwide Mortgage Process
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We are probably going to go with Nationwide so I'll remember to 'declare' my student loan, thank you!
Did you have to provide bank statements three months, and at what stage please?0 -
I obtained a nationwide mortgage in 2013 with a late payment on my record from 2011, so hopefully that won't impact negatively.£1000 Emergency fund No90 £1000/1000
LBM 28/1/15 total debt - [STRIKE]£23,410[/STRIKE] 24/3/16 total debt - £7,298
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I've noticed that they credit searched at DIP and full application too not sure if that's normal ��0
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It isn't normal.
Was anything left out of your application in the first place, such as a middle name?I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
How long between DIP and full application?I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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I can't think why the system needed to do two searches.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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My DIP- 10/02/15
Full application- 26/02/15
Same info for DIP and full application as the broker wanted everything for the DIP and only required one further bank statement for full application
Annoyed me a bit as that will change my score
Valuations been done, they have made a query on the student loan, still awaiting decision.
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My DIP with Nationwide left 2 searches over 24 hours too.
They removed one later on my request. Might be a system glitch or Experian being donkeys.0
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