Getting a Mortgage after Bankruptcy?

miss_sparkle

We have got a mortgage 6 years after our BR, used a mainstream broker who was actually recommended by the house builder, we didn't pay them anything, they get their commission.
Got a new build property 5% deposit and used help to buy, 1.89%.

You have to make sure there is nothing on your credit file in the last 6 years such as late payments etc, they like to see your deposit increasing, ours was £18k plus ended up spending another £4000 on extras and had to put £2000 in to our previous house which we sold as it was in negative equity when the fees were added on.

We went through everything with our brokers, declared everything etc and then nothing even showed up on the solicitors searches so if we were that way inclined we could of kept quiet about the whole BR thing anyway. (I'm not advising anyone to lie, b4 some1 says I am)