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Pay off debt or invest?
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There will be other investment opportunities and the old adage about look before you leap goes double for private investing. Many people have been caught out with carbon-credits and binary investements, neither of which ought to be legal let alone available to the general public.
Investing is like betting on the dogs. Dont, unless you can afford to lose it. You cannot, therefore, you should not. Also as a general principle, at least at the moment, you can never earn more investing than you pay in interest on a debt. Pay off the debt, accrue a true emergency fund (at least 3 times your gross monthly income) and then, think about playing the stock market.Debt Free! Long road, but we did it
Meet my best friend : YNAB (you need a budget)
My other best friend is a filofax.
Do or do not, there is no try....Yoda.
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