Mortgage application

gaia66

I am a first time buyer and my proposed lender is Halifax. I had an affordability test, and after that a AIP (at least that is what it was called although the paper I have is called Key Facts illustration). The lender also arranged for a Survey which has been carried out and already I have a report. They also instructed Conveyancing on my behalf. I have asked the Conveyancing team to hold off any searches as I don't want to pay fees if no offer is made.
I know they Halifax did a credit search, but there are things, for example the deposit which is in a different bank, and nobody has asked me any details about it yet, or a gift from my parents which is some of the deposit, which I have a gift letter for but no requests of a copy or amount details been done so far. All I was asked was two years statements (I am self employed), and as I bank with them, current account details. My advisor knows the total amount of my deposit because we discussed it but I did not show any proofs to her.
Which brings me to my dilemma :-)
I have been unable to communicate with my advisor at the bank, she is not replying email or calls and I don't know where I am at, not even sure whether they full mortgage application has started. I wonder if I should get in contact with Halifax mortgage directly, or just wait patiently for them to contact me.
Just not sure what the process is at this stage

maninthestreet

You must have made an offer on the property and had it accepted if a survey has been carried out.

gaia66

It's a Right to Buy