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Very poor credit history, need a loan to consolidate
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Gosh mate you have had a bit of a battering on this forum.
Partly because what you are planning, a consolidation loan will almost certainly not work for you. (even if you could get one) You have a pretty cheap lifestyle and relatively small debts (even if it doesn't seem like it). You can pay these off you just need a change in mindset and a bit of hard graft.
Hopefully in doing so you will change the way you use money and credit. Don't be put off, use this forum and get yourself sorted out.£1000 Emergency fund No90 £1000/1000
LBM 28/1/15 total debt - [STRIKE]£23,410[/STRIKE] 24/3/16 total debt - £7,298
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