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Metro application and borrowed money returned by friend

Hi Guys

We are in the process of buying our first property with the help of Mortgage adviser. We have received AIP from Metro Bank. They completed a Valuation survey and we are waiting for Metro’s decision, after all the documents were submitted in in 1st week of Feb-15.

Does anyone here has past experience with METRO bank for Mortgages?

I also had helped a friend for past few months and all these help(money to friend) was done via bank transfers (so no cash business ambiguity). The friend has now returned all the money, again via a bank transfer and I have explained this to the bank and solicitor , as I had to submit my bank statements. Would that pose any problem for me?

Any guidance, would be greatly appreciated.

Comments

  • amnblog
    amnblog Posts: 12,762 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    presumably your mortgage adviser is aware of this?
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • If you mean - if my mortgage adviser is aware of this " friend's situation" - then Yes:

    If you mean - if my mortgage adviser is aware of METRO's decision: then I must say , my experience with this mortgage adviser hasn't been that rosy. They missed out of my documents been sent to them, they keep asking for documents which I have already sent to them. They don't share any updates on time :(.
  • Hi,


    How did you get on with your mortgage if you don't mind me asking?


    I have recently applied and cannot find any reviews of people who have actually got a mortgage with them :(
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