We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Sainsburys and M & S Loan (Who gets accepted)
Irishgirleen2015
Posts: 17 Forumite
in Loans
Hi
Looking to get a loan of about £25K for home improvements.
Recently got a mortgage.
Just wondering what the acceptance levels are like on Sainsburys and M & S??
Don't want to put a footprint on Credit History as its at Excellent at the moment.
Also for these two lenders what kind of proof do they ask for etc??
Thanks
Ant advice greatly appreciated
Looking to get a loan of about £25K for home improvements.
Recently got a mortgage.
Just wondering what the acceptance levels are like on Sainsburys and M & S??
Don't want to put a footprint on Credit History as its at Excellent at the moment.
Also for these two lenders what kind of proof do they ask for etc??
Thanks
Ant advice greatly appreciated
0
Comments
-
Use the loan eligibility checker on the MSE site.
It will leave no trace on your credit history and give you an idea of whether or not you will get one. As i understand it at least 51% must get the advertised rate.£1000 Emergency fund No90 £1000/1000
LBM 28/1/15 total debt - [STRIKE]£23,410[/STRIKE] 24/3/16 total debt - £7,298
!0 -
Your excellent credit history means nothing to lenders, what they see is what's in your history and not your credit score.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards