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Getting Out Of Debt
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I know it will be hard but I have just the following costs and have you debt free in 15months!
Entertainment - £20p/m
Hairdressing - £12p/m
Shopping - £180p/m
Once you are debt free, there is no reason why you can't spend £100p/m on entertainment. I wouldn't look at getting your mobile phone contract down. It isn't too high and as you have no other telephone & internet costs, then you'll be fine.
Speak with StepChange, discuss your budget & get a DMP set up. 15months down the line and you'll be back on track and debt free!!0
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