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12 month Fixed Term Contract - who can provide Mortgage

hi All,

wonder if anyone can help me here.

Me & misus are trying for our 1st house, offer has been accepted etc, however my misus is working as different agency worker for nearly 3 years without a gap.

now she has been offered a fixed term contract directly form RBS(new employer) for a year. as this will be her 1st contracted job, mortgage advisor(london & country) was not sure if they can secure a mortgage for us.

we are going for 90% LTV and cant get mortgage on my own income.

anyone have any idea/suggestions.
01/05/14 : -22545.93
01/02/15 : -8133.00
01/02/16 : -15867.00 :mad::mad::mad:

Comments

  • amnblog
    amnblog Posts: 12,764 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Not sure - or said no?
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • amnblog wrote: »
    Not sure - or said no?

    they are not sure... but he told me.. he will do some additional checks and find out if there is any lander.

    are you aware of any lander takes such cases - that I could recommend to either L&C and contact lander/advisor myself.


    thanks,
    01/05/14 : -22545.93
    01/02/15 : -8133.00
    01/02/16 : -15867.00 :mad::mad::mad:
  • Does anyone got any advice
    01/05/14 : -22545.93
    01/02/15 : -8133.00
    01/02/16 : -15867.00 :mad::mad::mad:
  • Seems like no one got anything helpful for me :(
    01/05/14 : -22545.93
    01/02/15 : -8133.00
    01/02/16 : -15867.00 :mad::mad::mad:
  • Find a better broker, would be my advice!

    There will be many lenders for this, if the only issue is your partner's contract.
    I am a mortgage adviser.
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • thanks for all the help received on here.. i hv tried different broker now..and pleased ot annouce within a week of submitting applicaiton.. the mortgage has been agreed..waiting for the contract exchange for now...
    01/05/14 : -22545.93
    01/02/15 : -8133.00
    01/02/16 : -15867.00 :mad::mad::mad:
  • amnblog
    amnblog Posts: 12,764 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    are you aware of any lander takes such cases - that I could recommend to either L&C and contact lender/advisor myself.


    thanks,


    I love this concept.


    The client researches possible lenders to tell L & C who to send the application to.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
This discussion has been closed.
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