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How do you allocate your money?

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Comments

  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Have a good review and try and find more spare money

    It is about priorities after essentials.

    There are probably discresionary things you allready spend on that should be in your priority list along with the bathroom and holiday.

    Sky/Virgin,car,mobiles, nice meals, booze fags etc.

    No sky, virgin, car or fags getmore....boring old me :rotfl: there are definitely things I could cut back on such as coffee but let's start with baby steps.

    The bathroom is functional coldcazzie but only has a shower which isn't ideal and some lovely black damp.
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • In your situation i would do what's most important to you first to get it done then save :]

    Good luck
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
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