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Does being seperated not divorced effect mortgage application?

mishelly
Posts: 123 Forumite


As the title says, I am separated but not yet divorced. It was all pretty amicable from both sides and we have to wait two years to get divorced under the 2 year separation grounds.
I am looking at purchasing a house within the next year (first time buyer) and I was wondering if being separated not divorced yet would have any impact on the mortgage application? I suppose it shouldn't given that it will only be in my name and only my income / outgoings used etc but I wanted to check as someone mentioned today that a bank may not look favourably on it.
Thanks in advance
I am looking at purchasing a house within the next year (first time buyer) and I was wondering if being separated not divorced yet would have any impact on the mortgage application? I suppose it shouldn't given that it will only be in my name and only my income / outgoings used etc but I wanted to check as someone mentioned today that a bank may not look favourably on it.
Thanks in advance
One day, i will be a genius.
One day, they will perfect brain transplantation.
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Comments
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I can think of no problem either way.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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