Found an old Pension Statement

VisionThing

I have been sorting through some old paperwork and found a Pension Benefit Statement from 2006 (My husband's)

It isn't a huge amount - he only paid into it for 2yrs (96-98) before the company he worked for was sold off to another group.

It states the value as at 2006 is 3327 with "protected rights" of 1172.

The investment is listed on the statement as a Global Equity Fund 70:30 and in spite of having nothing paid in, seems to have increased by around £500 over 05/06 - which if that is a regular annual increase would put it at around 7k now.

The thing is, there is no information as to who underwrites it (I assume pensions are underwritten in the same way as insurance policies?) and the statement was sent to our previous address, which we left in 07 so further statement will have been lost.

Two questions:
Firstly, is there a central repository or something I can use to search the policy to see if it is still valid?
Secondly, my husband is 49 and disabled. He will never be able to work again - does this mean he could cash out on it now, or is it better to wait? (They give a projected retirement of 2031)

I have never had any dealings with pensions myself so am not sure where to start with this.

molerat

https://www.gov.uk/find-lost-pension

Does the statement not give contact details or a company / organisation / insurer name ?

There is often disability early retirement with pensions so obviously worth checking when you locate the provider.

VisionThing

The company he worked for was the TDG Group. I am not sure if the company still exists - they bought the plant hire co he worked for and sold it again after just 2yrs, hence it only being a short plan (would have been worth loads if he'd still paid into it up until 2002 when he was injured at work!)

Google says the company is still active, but I can't get any of their websites to load. I have searched the account type, but it seems a generic one as I get a lot of hits from different financial companies.

Thank you for the link, I will take a look there.

molerat

https://www.hartlinkonline.co.uk/tdg/hopl.chi/wui/contusui.html?hopsess=c2d8e018c3080dbc11e29026cc45f6fc

VisionThing

Excellent, thank you very much. Obviously you are a far better researcher than I!

I will drop them a line with husband's details - hopefully they will still have a record of the account.

VisionThing

Update:

Having completed both the online enquiry via gov.uk and using the contact form on the link provided, today I received both a form from the DWP to provide again the same information and a letter from the pension company confirming they have updated their records and giving a current total on the pension of £5,438. I know in pension terms this is very little, but it will certainly help us once we can cash it in!