2.8.07 what small dfw/mse thing will you do or have you done today?

hypno06

Good Morning fellow DFW Peeps and welcome to Thursday, old timers and newbies alike :hello: :cool:

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

So, today I will:

• move my spreadsheets from old laptop to new and update them
• do a mystery shop
• do a trip to lidl as I have to go past one today
• check online banking
• pay in bagged up pennies etc
• do a storecupboard dinner
• not increase my debt in any way
• be positive!!

Have a good day everyone xx

pania

well today i will go to town and get dad a birthday card and pressie, max spend £10.
I will then go to poundland and buy OH razors, and toothpaste.
I will then come home and concentrate on getting work done so i don't spend any more money!

OliveOyl_2

Morning Hypno,
today I am going to
-do my housework with a bucket load of white vinegar/bicarb of sod/micro-wotsit-cloths etc. (still haven't found star-drops in our supermarkets)
-do our on-line banking
-do my clicks
-find BIL a pressie for his birthday from the stash
-also for niece (IPOD speakers £7.50 instead of £50 last month on Martins e-mail thingy):T
-be a bit more positive about this DFW than I have been in recent days.

normdeplume

Today I shall:

Cancel Internet subscription
Have a cupboard lunch and supper
Speak to bank
Cash in my small change to raise some money

ndp

Karmacat

Hi hypno, hi all. Determined not to post on here till I'd done a few of the jobs that have been hanging over me. So today I have:
- done my finance practice, would have lost £100, the first loss, didn't see a "don't do it" signal that was actually staring me in the face.
- opened my post, don't have any bills that have to be paid today.
- got my email accepting me for mystery shopping with gfk - thanks Hypno!
- ordered my Tesco delivery for next week, cheapest delivery day, *very* careful about what I order, very chuffed - only getting a delivery once a month now, for the bulky stuff (no car!).
- have phoned the builders. Neither answered, one has a voicemail box thats full, thats not good....... left a message with the other.

Rest of today, I will:
- do more finance practice in afternoon. yep
- got a freebie book about wizards with my Harry Potter book, will put that on amazon. nope
- do the hertz nectar points thing if I can (tried yesterday, couldn't). yep - we'll see if I get the points
- do the Egg Money Manager thing if its still open, oops. -big oops, I don't think its open.
- peel all the carrots I've got in the fridge - carrot muffins, here I come. - nope.

Will then collapse on the sofa with a cuppa tea and watch my fave science fiction programme. Hurray!

sammiboo

Good morning all

Its another loverly day - although it was starting to look a little grim this morning. But has brightened up

As i posted in a thread last night I have £200 to last me until payday - 3 weeks away so need to keep spending to a minimum

I still have my lunch i didnt eat yesterday in the fridge so didnt need to make or buy any

I will be making tea this evening with whatever we have in the fridge and cupboards.

tooties

hello everybody
today i am
having storecupboard meals
drying washing out on the line
scrounged thread from my cousin instead of buying
staying in so i can have a no spend day
not increasing my debt in amy way
have a great day everyone

LookingAhead

Evening all!

Today I have:

* Taken HM lunch to work and ate it all even though the rolls were dry and icky :A
* Did QuidCo searches (but they haven't tracked yet today - usually they are speedy)
* Entered Piggy Comps
* Cleaned windows with a microfibre glass cloth and some Dri-Pak spray white vinegar that I got very cheap at a Discount place - my windows are gleaming! (Who wants to bet a bird will poo on at least one of them tomorrow?)
* Got a lift home from work
* Bought some Stardrops for £1 - a big bottle!
* Am emailing somewhere for details on a job
* Listed a till spit on EBAY (fingers crossed it sells!)
* Emailed a friend urging her to join QuidCo! Also lodged a query on behalf of fiancé on his QuidCo too - both DFW things for others!

angelavdavis

-Checked my online banking
-Have a no spend day!
-Did my timesheet and expenses
-Checked on my mortgage balance
-Overpaid mortgage by £500
-Did piggypoints
-Booked all my hotel accommodation for my project at work through quidco for cashback!
-Also used my loyalty card for the hotel chain to get loyalty points!
-Listing more on eBay
-Update my spending diary
-Chased Halifax "Where is my 0% credit card I applied for two months ago??"

I am determined to pay off £20k from my mortgage before my re-mortgage date in December!

cheletastic

Today was due to be a NSD but ended up going to town and spending £3 on jewellery from newlook:o However, the MSE thing was that they were reduced from £8 and I will put them in my present box to go towards people's birthday and CHristmas:eek: presents!:D

Also took packed lunch to work and had free dinner at my sister's tonight!:T

Yorkielass

Today I:

Took a pack up into work with me
Had a NSD
listed 2 items on ebay
had my 2nd day at my new job and I'm not well so haven't had time/energy to do anything else - oh well the NSD makes up for that a bit.